Best ATM Debit Card for tech savvy travelers
I thought I would share my favourite ATM / Debit card for travelling these days. The TransferWise Debit card is super simple to use and a super bright colour, so difficult to lose as well. Each month you get $350 of fee free withdrawals. All fee's and charges are very transparent and even pushed to you on your mobile device if you have their app installed (highly recommended). After using it for 3 weeks in Austria and Germany and 1 week in Cambodia, I'm super happy with it. I have been a TransferWise user for many years as their initial product was just to help send money overseas, but this gives access to cheaper foreign currency than ever. Here are a few key points;

- Fee free, or significantly reduced fee's for overseas usage
- Really easy to use and view web application and mobile application
- Push notification for transactions, telling you amount spent and amount left and any reason that a transaction was declined, i.e. incorrect pin
- Fee's are displayed in app for each transaction
- Card management to change pin or freeze the card is 1 click away

To use, simply sign up to TransferWise, apply for the debit card and add some money. I find the easiest way is to use PayNow with the TransferWise website. We have got into a bit of a routine that all our overseas expenses go on here and we split them 50:50. At the start of a trip we do some simple maths and both PayNow the same amount, i.e. $300 each onto the card.
